Make informed mortgage decisions with our free calculators
Explore our suite of mortgage calculators to help you understand your options, estimate costs, and plan your home financing journey.
Mortgage Payment Calculator
Estimated Monthly Payment
This calculator is provided for general informational and educational purposes only. The results shown are estimates based on the information you provide and may not reflect your actual mortgage payments or total costs. Many factors that may affect your actual payments are not considered, including private mortgage insurance (PMI), homeowners association (HOA) fees, or other costs. Interest rates, taxes, and insurance costs change frequently. Please consult with a licensed mortgage professional for a detailed analysis of your specific financial situation and loan options. Universal Mortgage Lending does not guarantee the accuracy of the calculations or their applicability to your circumstances.
Your Journey to Homeownership
At Universal Mortgage Lending, we guide you through every step of the mortgage process
Pre-Qualification
Get a clear picture of your buying power with our quick pre-qualification process. Know your options before you start house hunting.
- Quick credit check
- Income verification
- Buying power estimate
Loan Selection
Work with our expert loan officers to find the perfect mortgage program for your needs and financial goals.
- Compare loan options
- Rate lock guidance
- Payment structuring
Application
Complete your full mortgage application with dedicated support from our team every step of the way.
- Document collection
- Property appraisal
- Underwriting process
Closing
We coordinate with all parties to ensure a smooth closing process and guide you through your final steps to homeownership.
- Final documentation
- Closing coordination
- Keys to your home
Ready to get started?
Get in touch with our team to learn how Universal Mortgage Lending can help you streamline your retail operations and drive growth.