Mortgage Programs

Find Your Perfect Mortgage Solution

Explore our comprehensive range of mortgage programs designed to fit your unique needs. From conventional loans to government-backed options, we'll help you find the right fit.

Traditional Financing

Conventional Mortgage Loans

Our conventional mortgage programs offer competitive rates and flexible terms for borrowers with good credit and stable income. Perfect for both primary residences and investment properties.

  • Down payments as low as 3% for qualified buyers
  • Competitive interest rates and flexible terms
  • Options for both fixed and adjustable rates
  • Available for primary homes, second homes, and investments

Perfect For:

  • Borrowers with good credit (620+ score)
  • Those who can make a 3-20% down payment
  • Homebuyers seeking traditional financing
  • Investment property purchases
Government-Backed

FHA Mortgage Loans

FHA loans offer more flexible credit requirements and lower down payments, making homeownership more accessible for first-time buyers and those with less-than-perfect credit.

  • Down payments as low as 3.5% with qualifying credit
  • More flexible credit score requirements
  • Available for primary residences
  • Competitive interest rates

Perfect For:

  • First-time homebuyers
  • Buyers with limited down payment
  • Those with credit scores 580 and above
  • Buyers seeking lower monthly payments
First-Time Buyers

First-Time Home Buyer Programs

Specialized programs designed to help first-time homebuyers achieve their dream of homeownership. Access down payment assistance, educational resources, and competitive rates.

  • Down payment assistance programs
  • Access to FHA and conventional options
  • Educational resources and guidance
  • Flexible qualification requirements

Perfect For:

  • First-time homebuyers
  • Buyers needing down payment assistance
  • Those seeking homebuyer education
  • Michigan residents qualifying for state programs
Military Benefits

VA Home Loans

VA loans offer qualified veterans, active duty military, and eligible spouses the opportunity to purchase a home with no down payment and competitive rates.

  • No down payment required for qualified buyers
  • No private mortgage insurance (PMI)
  • Competitive interest rates
  • Flexible credit requirements

Perfect For:

  • Veterans and active duty military
  • Eligible military spouses
  • Those seeking 100% financing
  • VA loan refinancing
Home Equity

Home Equity Loans & Lines of Credit

Tap into your home's equity with our flexible HELOC and home equity loan options. Perfect for home improvements, debt consolidation, or major expenses.

  • Competitive interest rates
  • Flexible draw periods and repayment terms
  • Access up to 80% of your home's equity
  • Interest may be tax-deductible

Perfect For:

  • Home improvements and renovations
  • Debt consolidation
  • Major expenses or investments
  • Homeowners with significant equity
Luxury Financing

Jumbo Mortgage Loans

Our jumbo loan programs provide financing for high-value properties that exceed conventional loan limits, with competitive rates and flexible terms.

  • Higher loan amounts for luxury properties
  • Competitive rates for qualified borrowers
  • Fixed and adjustable rate options
  • Various term lengths available

Perfect For:

  • Luxury home purchases
  • High-value property investors
  • Well-qualified borrowers
  • Those needing larger loan amounts

Ready to Explore Your Mortgage Options?

Connect with our mortgage experts to find the perfect loan program for your needs. Get started with a free consultation today.